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Your credit history is not taken into consideration while applying for short term loans online because no credit check is performed. Foreclosure, arrears, late payments, CCJs, IVAs, or bankruptcy are examples of bad credit circumstances that make it worthwhile to take out a larger loan without having your credit checked. You must first meet the lender's eligibility conditions before you can apply for short term funding loans. If at all possible, you should apply for a loan online as soon as possible.